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Federal
24% withholding is only the starting point. Final federal tax is calculated separately under the progressive 2026 system.
U.S. Powerball • 2026 jurisdiction tax comparison
Compare all 50 States, Washington, D.C., Puerto Rico and the U.S. Virgin Islands. The hub separates the 46 selling State/D.C. tax calculators, the five States where Powerball is not sold, and the two participating U.S. territories.
Start with the right jurisdiction
If Powerball is sold where the ticket was bought, open that jurisdiction’s calculator. If you live in Alabama, Alaska, Hawaii, Nevada or Utah, use the resident guide to see how buying elsewhere changes the claim and tax path.
The number on the claim check is not always the final tax
The original hub used three layers. The expanded U.S. map needs a fourth because non-participating States and territories cannot safely be reduced to an ordinary State-rate comparison.
24% withholding is only the starting point. Final federal tax is calculated separately under the progressive 2026 system.
The State, D.C. or territory that sold the ticket can control withholding, source tax, validation, privacy and claim rules.
If the winner lives somewhere else, their home jurisdiction can have its own resident-tax rules and possible credit for tax paid elsewhere.
City or county tax can matter in some States, while Puerto Rico and USVI need territory-specific treatment rather than a generic State percentage.
Complete U.S. Powerball map
Search or filter the full set. “Tax” is a headline comparison only — the detailed guide controls where brackets, deductions, nonresident sourcing, credits, privacy thresholds or local tax make the answer more complicated.
Four bordering Powerball States: Florida, Georgia, Mississippi and Tennessee.
No direct U.S. Powerball border; buying usually happens while traveling in the Lower 48.
No neighboring State; purchase is generally tied to mainland or other participating-jurisdiction travel.
Powerball is not sold in Nevada despite the State’s casino industry.
Idaho, Wyoming, Colorado and Arizona are practical participating-State routes.
Powerball is sold locally; Puerto Rico tax and U.S. federal filing can depend on bona fide residency and source rules.
Powerball is sold locally; USVI income tax and potential lottery-subsidy eligibility need territory-specific review.
Five States need a different answer
These are resident guides, not ordinary State Powerball calculators. A resident can buy while visiting a participating jurisdiction under that jurisdiction’s rules, but the winning ticket is still tied to where it was sold and the home State can remain relevant for tax.
No Nevada personal income tax, but a California, Arizona or other ticket State can still control claim, privacy and source-tax treatment.
Nevada resident guide →Four bordering Powerball States create four different ticket-jurisdiction paths: Florida, Georgia, Mississippi and Tennessee.
Alabama resident guide →Utah residents commonly look toward Idaho, Wyoming, Colorado or Arizona, but the Utah residence layer remains a separate question.
Utah resident guide →No neighboring State means the purchase normally happens while traveling. Hawaii residence tax and other-State credits can then matter.
Hawaii resident guide →There is no simple U.S. road-border purchase. The useful scenario is buying while traveling in a participating Lower 48 jurisdiction.
Alaska resident guide →Participating U.S. territories
Both jurisdictions are part of Powerball’s official selling footprint. Their tax systems need separate treatment, so the hub links to territory-specific guides rather than forcing them into the ordinary State-rate model.
Puerto Rico uses a special lottery-prize tax framework, while U.S. federal filing can differ depending on bona fide residency and source rules.
Open Puerto Rico guide →USVI uses its own mirror-code income-tax system, and qualifying residents can need a separate review of the territory’s lottery-subsidy rules.
Open USVI guide →Quick reference
The selling-State rows retain the current 2026 summary from the live hub. The five non-selling States intentionally say “depends where bought” rather than inventing a State lottery withholding rate that does not exist.
| Jurisdiction | Powerball sold? | 2026 tax / treatment | Withholding | Winner privacy | Claim / window |
|---|---|---|---|---|---|
| Arizona | Yes | 2.5% flat | 2.5% | Private $100k+ | See guide |
| Arkansas | Yes | 3.7% top rate | 3.7% | See guide | See guide |
| California | Yes | $0 on CA Lottery prizes | $0 State | See guide | See guide |
| Colorado | Yes | 4.4% State rate | 4% | See guide | See guide |
| Connecticut | Yes | Up to 6.99% | 6.99% | Name private by default | See guide |
| Delaware | Yes | Up to 6.6% | Not publicly specified | Anonymous available | 1 year |
| Florida | Yes | $0 State income tax | $0 State | See guide | See guide |
| Georgia | Yes | 4.99% flat | See guide | See guide | See guide |
| Idaho | Yes | 5.3% current rate | 5.3% | Public-record disclosure | 180 days |
| Illinois | Yes | 4.95% flat | 4.95% | See guide | See guide |
| Indiana | Yes | 2.95% + county tax | See guide | See guide | See guide |
| Iowa | Yes | 3.8% + possible surtax | 3.8% | Public | See guide |
| Kansas | Yes | Up to 5.58% | 5% | See guide | See guide |
| Kentucky | Yes | 3.5% flat | 3.5% | See guide | See guide |
| Louisiana | Yes | 3% flat | 3% | Prize records open | 180 days |
| Maine | Yes | Up to 9.15% incl. surcharge | 7.15% | Private $100k+ | 1 year |
| Maryland | Yes | Up to 6.5% + county | 9.5% resident | See guide | See guide |
| Massachusetts | Yes | 5% + 4% high-income surtax | 5% | See guide | See guide |
| Michigan | Yes | 4.25% + some city tax | 4.25% | See guide | See guide |
| Minnesota | Yes | Up to 9.85% | 7.25% | Private $10k+ | See guide |
| Mississippi | Yes | 4% above threshold | 4% modeled | Private | 180 days |
| Missouri | Yes | Up to 4.7% | 4% | See guide | See guide |
| Montana | Yes | Up to 5.65% | 5.9% | Name private | 6 months |
| Nebraska | Yes | Up to 4.55% | 3.5% | Private $250k+ | See guide |
| New Hampshire | Yes | $0 State income tax | $0 State | Conditional anonymity | 1 year |
| New Jersey | Yes | Up to 10.75% | 8% over $500k | See guide | See guide |
| New Mexico | Yes | Up to 5.9% | 6% | Conditional / security exception | 90 days |
| New York | Yes | Up to 10.9% + NYC/Yonkers | 10.9% + local if applicable | See guide | See guide |
| North Carolina | Yes | 3.99% flat | 3.99% | See guide | See guide |
| North Dakota | Yes | 0% to 2.5% | 2.5% | Anonymous / confidential | 180 days |
| Ohio | Yes | 2.75% + possible local tax | 2.75% | See guide | See guide |
| Oklahoma | Yes | Up to 4.5% | 4% | See guide | See guide |
| Oregon | Yes | Up to 9.9% | 8% | See guide | See guide |
| Pennsylvania | Yes | 3.07% + some local tax | 3.07% | See guide | See guide |
| Rhode Island | Yes | 3.75% to 5.99% | 5.99% | Public | 1 year |
| South Carolina | Yes | Up to 5.21% | 5.21% | Name protected | 180 days |
| South Dakota | Yes | $0 State income tax | $0 State | Limited privacy | 180 days |
| Tennessee | Yes | $0 State income tax | $0 State | See guide | See guide |
| Texas | Yes | $0 State income tax | $0 State | See guide | See guide |
| Vermont | Yes | Up to 8.75% | 6% | Partial / name may be released | 365 days |
| Virginia | Yes | Up to 5.75% | 4% | See guide | See guide |
| Washington | Yes | $0 State income tax in 2026 | $0 State | Public disclosure | 180 days |
| Washington, D.C. | Yes | Up to 10.75% | 8.5% resident | Public record | 180 days |
| West Virginia | Yes | Up to 4.58% | 4.58% | Anonymous $1m+ | 180 days |
| Wisconsin | Yes | 3.5% to 7.65% | 7.65% | Name/city public | See guide |
| Wyoming | Yes | $0 State income tax | $0 State | Anonymous by request | 180 days |
| Alabama | No | Resident + ticket-State review | Depends where bought | Ticket jurisdiction | Claim where bought |
| Alaska | No | $0 Alaska personal income tax; ticket State may tax | Depends where bought | Ticket jurisdiction | Claim where bought |
| Hawaii | No | Hawaii resident tax + possible other-State credit | Depends where bought | Ticket jurisdiction | Claim where bought |
| Nevada | No | $0 Nevada personal income tax; ticket State may tax | Depends where bought | Ticket jurisdiction | Claim where bought |
| Utah | No | Utah resident tax + ticket-State interaction | Depends where bought | Ticket jurisdiction | Claim where bought |
| Puerto Rico | Yes | Special Puerto Rico prize-tax / residency rules | See guide | See guide | 180 days |
| U.S. Virgin Islands | Yes | USVI mirror-code tax + subsidy eligibility review | See guide | See guide | 180 days |
Same cash prize, different result
These existing hub illustrations use the same baseline: $100 million cash option, Single filer, no other income, winner resident in the ticket State, and the detailed State model on the linked calculator.
Current $0 State-tax examples
The current detailed pages with a $0 State individual-income-tax result for a resident winner are California, Florida, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. California’s result is lottery-specific; the legal reason is not identical across the group.
Where one percentage is not enough
Maryland, Indiana, Michigan, Ohio, Pennsylvania and New York can require a closer city/county or local-income-tax review.
Maine includes a 2026 high-income surcharge and Massachusetts adds its high-income surtax above the applicable threshold.
Vermont, Minnesota and Oregon can leave additional State tax after withholding, while Montana can overwithhold in a simplified comparison.
The five non-selling States make the ticket-State vs residence-State distinction impossible to ignore. Credits and source rules can matter.
Common questions
Federal tax applies nationwide to U.S. taxpayers, while State, District or territory treatment depends on the ticket jurisdiction and sometimes the winner’s residence. Regular federal Lottery withholding is 24% on qualifying proceeds, but the final federal liability can be higher because federal income tax is progressive.
No. The 24% amount is regular federal withholding on qualifying Lottery winnings. MLL’s detailed calculators estimate the final federal tax attributable to the prize using the 2026 brackets and standard deduction, then show any additional federal amount to reserve.
Powerball currently says it is sold in 45 U.S. States, Washington, D.C., Puerto Rico and the U.S. Virgin Islands. This hub also includes resident guides for Alabama, Alaska, Hawaii, Nevada and Utah, where Powerball tickets are not currently sold.
Residents of those States can still buy Powerball while visiting a participating jurisdiction under that jurisdiction’s rules. If a ticket wins, the ticket State and the winner’s home State can create separate claim and tax questions, so those resident guides belong in the comparison.
Potentially both. Powerball says winning tickets must be redeemed in the jurisdiction where they were sold. Source-jurisdiction tax, resident tax and credits for tax paid elsewhere can all matter in a cross-State case.
Do not assume so. A move after a win does not automatically erase a ticket jurisdiction’s source-tax rules or tax obligations that already arose. Residency changes should be reviewed with qualified tax and legal advisers.
The current same-jurisdiction guides with a $0 State individual-income-tax result include California, Florida, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. The legal reason is not identical in every jurisdiction, so use the detailed guide.
No, because Powerball tickets are not sold in either State. Nevada and Alaska currently have no personal State income tax, but the participating jurisdiction that sold the winning ticket can still have its own withholding or source-tax rules.
No. Both sell Powerball, but each is a U.S. territory with its own tax framework. Puerto Rico and the U.S. Virgin Islands therefore have separate guides rather than being reduced to a State tax percentage.
Often not. Withholding is an advance payment. A final return can use a different rate structure, deductions, local taxes, surcharges or credits, which is why the detailed MLL guides keep withholding separate from final modeled liability.
Yes, they can. Maryland counties, New York City and Yonkers, and certain local systems in States such as Indiana, Michigan, Ohio and Pennsylvania can require an additional local-tax review.
It depends on the jurisdiction. Some jurisdictions provide broad or threshold-based confidentiality, some allow conditional anonymity, and others release basic winner information. Always open the detailed guide for the ticket jurisdiction.
Claim periods vary by jurisdiction. The comparison table gives a concise value where the current detailed guide has a clear rule; otherwise it directs you to the full guide.
If the winner chooses the lump sum, the tax calculation starts with the official cash value, not the larger advertised annuity headline. The cash option is not assumed to be a fixed percentage of the advertised jackpot.
Method & source transparency
Last checked August 13, 2026. Each detailed State/D.C./territory or resident guide carries its own official sources. This hub summarizes those pages rather than replacing them with one generic tax-rate table.
Important: This page is for general informational and educational use, not personalized tax, legal, investment or financial advice. Cross-State cases, credits, local taxes, residency, trusts and territory rules can materially change the result.