UK lottery money explained

Where Does Your National Lottery Money Actually Go?

For every pound spent on The National Lottery, most goes back to players as prizes — but billions also flow to Good Causes, HM Treasury, retailers and the cost of running the lottery. Here is the official breakdown, in plain English.

£7.886bnNational Lottery sales, year to 31 March 2025
£4.351bnpaid out in prizes
£1.808bnpayable to Good Causes
£944.1mpaid as Lottery Duty

Figures: Gambling Commission, National Lottery sales distribution for 1 April 2024 to 31 March 2025. Amounts are rounded by the regulator.

A lottery ticket is not simply “stake money minus the jackpot”. The money is divided across several destinations. The exact mix can change over time and varies between lottery operators, so this page separates the latest published National Lottery figures from the rules and models used by other UK lotteries.

The National Lottery: where every £1 went

The latest Gambling Commission pence-per-pound breakdown covers the financial year ending 31 March 2025. Across all National Lottery sales, every £1 was distributed approximately as follows.

Prizes55p
Good Causes23p
Lottery Duty12p
Retailer commission3p
Costs + profit7p

Prizes paid out

Money returned to players across National Lottery games.
£4.351bn

Good Causes

Funds payable for National Lottery-supported projects.
£1.808bn

Lottery Duty

A 12% duty on National Lottery stakes paid to HM Treasury.
£944.1m

Retailer commission

Commission paid to the retail network.
£240.5m

Costs and profit

Operating costs and operator profit are grouped together in this annual regulator dataset.
£542.4m
Important: these are whole-of-lottery averages. They are not the exact economics of an individual Lotto, EuroMillions, Set For Life, Scratchcard or Instant Win ticket.

How much of National Lottery sales is actually returned to winners?

In the 2024/25 pence-per-pound figures, 55p of every £1 of total National Lottery sales was paid out as prizes. That is the largest single destination for ticket money.

55p is a whole-lottery average

It should not be read as a promise that every individual game returns exactly 55% of its sales. Lotto, EuroMillions, Set For Life, Scratchcards and online Instant Win Games have different prize structures.

Prize money is much more than the jackpot

The prizes figure includes the wider prize structure across National Lottery games, not just headline jackpot wins. Smaller prizes therefore form part of the billions returned to players.

This distinction matters when comparing lotteries. A lottery can advertise a very large jackpot while the overall share of sales returned as prizes is a separate measure.

Split your ticket price

Enter any amount and we will apply the official 2024/25 National Lottery average distribution. This is a simple way to visualise what a £2, £2.50 or £5 spend represents across the whole lottery.

Approx. to prizes£1.10
Approx. to Good Causes£0.46
Approx. Lottery Duty£0.24
Approx. retailer commission£0.06
Approx. costs + profit£0.14
Illustration based on the Gambling Commission's FY 2024/25 whole-of-lottery distribution.

Does Allwyn really keep 7p from every £1?

No — that would confuse operating costs with operator profit. The Gambling Commission's 2024/25 table groups “costs and profit” together at 7p per £1, so it cannot be used to say that 7p is profit.

Operating costs are not the same as profit

Running a national lottery involves technology, game operation, payment systems, retail infrastructure, staffing, security, marketing, administration and other agreed costs. Profit is what is left for the operator under the licence economics after the relevant costs and contributions are accounted for.

The Fourth Licence gives us a useful long-run illustration

The government's 2026 Good Causes consultation gives a separate illustrative average for the Fourth National Lottery Licence: 56p prizes, 23p Good Causes, 12p Lottery Duty, 3p retailer commission, 5p operating costs and 1p operator profit per £1 of sales.

Why the figures differ: one is an actual annual distribution for a specific financial year; the other is an expected average across the Fourth Licence. They answer slightly different questions and should not be treated as contradictory.

Where does the Good Causes money go?

National Lottery Good Causes funding does not go into one single charity pot. Money raised for Good Causes is held in the National Lottery Distribution Fund (NLDF) and is then allocated through statutory distributors, with the overall cause split set in legislation.

40%Charitable activities, health, education and the environment
20%Sport
20%Arts and culture
20%Heritage

Who actually awards the grants?

The money is distributed through 12 National Lottery distributor bodies. The largest 40% community share is handled by The National Lottery Community Fund, while separate bodies distribute sport, arts and heritage funding across England, Scotland, Wales, Northern Ireland and UK-wide programmes.

Does Allwyn decide which charities and projects receive money?

No. The operator pays the required Good Causes contribution, but the grant-making decisions sit with the independent distributor bodies. Government guidance explicitly states that Allwyn has no part in grant making.

By July 2026, the government said The National Lottery had generated more than £53 billion for over 680,000 Good Causes projects since the first draw in November 1994.

What happens to unclaimed National Lottery prizes?

Unclaimed prizes are another reason the Good Causes figure is not simply a fixed percentage multiplied by ticket sales. Gambling Commission reporting says that unclaimed prize payments are included among additional payments to Good Causes.

The claim window matters

Where a National Lottery prize has not been claimed within 180 days, the unclaimed prize payment can flow to Good Causes. The regulator notes that these payments happen throughout the year and can be particularly noticeable when Scratchcard games close.

That means an unclaimed jackpot is not operator profit. Once the claim period has expired, unclaimed prize money is part of the mechanism that can increase payments to Good Causes.

Lottery Duty: the tax built into National Lottery ticket sales

The 12p per £1 shown above is Lottery Duty. It is paid on National Lottery stakes to HM Treasury and is completely separate from the tax position of an individual winner.

Tax on the ticket

HMRC sets Lottery Duty at 12% of National Lottery stake money. This is part of the economics of operating The National Lottery and contributes to the Exchequer.

Tax on the winner

A UK National Lottery prize is normally paid without Income Tax being deducted. Later interest, investment income, gains, gifts or estate issues can create separate tax consequences.

Why do National Lottery retailers receive a share?

Retailers remain part of the National Lottery distribution system even as online play has grown. In the 2024/25 breakdown, retailer commission represented 3p per £1 of total National Lottery sales, or £240.5 million in the regulator's annual table.

That money compensates the retail network for selling National Lottery products and supporting parts of the in-store customer journey. It should therefore be treated separately from both operator costs and operator profit.

How do other UK lotteries compare?

This is where the numbers become interesting. The National Lottery, People's Postcode Lottery and The Health Lottery do not operate under identical structures, so their headline percentages are not directly interchangeable.

LotteryPrizesGood causes / charityTax / duty shownOther / expenses
The National Lottery
FY 2024/25 actual
55%23%12% Lottery Duty3% retailer commission + 7% costs/profit
People's Postcode Lottery
current published split
40%31%Not National Lottery Duty29% lottery operating expenses
The Health Lottery
current published all-games split
34%20%Not National Lottery Duty46% stated expenses*

*The Health Lottery states that 20% of each draw ticket and online scratchcard goes to good causes and, across all games, 34% is spent on prizes and 46% on expenses; its own wording notes that actual expenses exceed that figure.

Why isn't there 12% Lottery Duty beside the society lotteries? HMRC says most lawful lotteries other than The National Lottery are exempt from Lottery Duty. Separately, Gambling Commission rules generally require society and local-authority lotteries to apply at least 20% of gross proceeds to their stated purposes.

So which lottery gives the most to charity?

On the currently published headline percentages in this comparison, People's Postcode Lottery directs the largest share of the ticket price to its promoting charity trusts at 31%. The National Lottery's 2024/25 Good Causes share was 23%, while The Health Lottery states 20%.

But that does not automatically make one model “better”. The National Lottery also pays 12% Lottery Duty to HM Treasury and returns a much larger share to players as prizes than the two society-lottery examples shown here. The scale is also completely different: National Lottery annual sales are measured in billions of pounds.

Why lottery percentages can be misleading without context

A single percentage rarely tells the whole story. To compare lottery companies fairly, it helps to look at at least four things together: the share returned as prizes, the share directed to causes, the tax structure and the amount needed to run the lottery.

A higher charity percentage does not automatically mean more pounds raised

Scale matters. A smaller society lottery can send a higher percentage of each ticket to charity while still generating a lower total amount than The National Lottery, because National Lottery sales are measured in billions of pounds.

Different legal structures create different cost stacks

The National Lottery pays 12% Lottery Duty, while HMRC says other lawful lotteries are generally exempt from that specific duty. Society lotteries also operate under rules requiring at least 20% of proceeds to go to their stated good causes. Those differences are important when comparing headline percentages.

Three common myths about lottery money

Myth

“The operator keeps everything that isn't won.”

It doesn't. Good Causes, Lottery Duty and retailer commission take defined shares before operating economics are considered.

Myth

“23p to Good Causes means 23p to one charity.”

No. National Lottery funding is distributed through multiple bodies across community projects, sport, arts and heritage.

Myth

“Lottery Duty is tax on the winner.”

No. Lottery Duty is charged on National Lottery stakes. UK National Lottery prizes themselves are normally received without Income Tax being deducted.

Why this matters when you buy a ticket

Lottery advertising naturally focuses on the prize. The financial structure behind the ticket is less visible, yet it explains why a lottery can create winners, fund public-interest projects, pay tax, support a retailer network and still operate as a commercial business.

It also explains why “percentage to charity” is only one part of the picture. Two lotteries can devote different percentages to causes because their prize structures, tax treatment, retail model, sales scale and operating rules are different.

Related My Lottery Life guides

Frequently asked questions

Click a question to reveal the answer.

How much of every £1 National Lottery ticket goes to prizes?

Across National Lottery sales in the year ending 31 March 2025, 55p in every £1 was paid out as prizes, according to the Gambling Commission. This is a whole-of-lottery average rather than the exact return for every individual game.

How much of a National Lottery ticket goes to Good Causes?

The 2024/25 Gambling Commission breakdown shows 23p per £1 payable to Good Causes. The amount can vary over time because the Good Causes total can also include items such as unclaimed prizes and other adjustments.

How much tax does The National Lottery pay on ticket sales?

Lottery Duty is 12% of National Lottery stake money. In the year to 31 March 2025, the Gambling Commission reported £944.1 million distributed as Lottery Duty.

How much profit does Allwyn make from each National Lottery ticket?

The annual Gambling Commission pence-per-pound table does not give a standalone actual-profit figure; it groups operating costs and profit together. A government illustration for the Fourth Licence models operator profit at about 1p per £1 on average across the licence, but this is not the actual profit on every ticket or in every year.

What is included in National Lottery operating costs?

Operating costs are the costs of running the lottery and are separate from operator profit. They can include the technology, systems, staffing, security, administration, marketing and infrastructure required to operate and support the games and sales network.

Do shops make money from selling National Lottery tickets?

Yes. Retailer commission accounted for about 3p in every £1 of National Lottery sales in the 2024/25 Gambling Commission breakdown, equal to £240.5 million in that annual table.

Are UK National Lottery winnings taxed?

The initial UK National Lottery prize is normally paid without Income Tax being deducted. Tax can become relevant later if the winnings generate interest, investment income or gains, are given away, or form part of an estate.

What happens to National Lottery prizes that are never claimed?

Gambling Commission reporting says unclaimed prize payments are included in additional payments to Good Causes. These payments arise where a prize has not been claimed within 180 days.

Does Allwyn choose which charities receive National Lottery money?

No. Good Causes funding is allocated through 12 National Lottery distributor bodies. The government states that Allwyn has no part in grant making; the distributors make funding decisions independently within their areas.

Where is National Lottery Good Causes money held?

Money raised for Good Causes is held in the National Lottery Distribution Fund, or NLDF, before being allocated to the statutory distributor bodies for arts, sport, heritage and community causes.

Is People's Postcode Lottery the same type of lottery as The National Lottery?

No. People's Postcode Lottery manages society lotteries for charity trusts. Its currently published split is 31% to the Postcode Trust promoting the draw, 40% to prizes and 29% to lottery operating expenses.

Does every National Lottery game use the same 55p prizes and 23p Good Causes split?

No. The 55p prize and 23p Good Causes figures are averages across all National Lottery sales for the 2024/25 financial year. Individual draw games, Scratchcards and Instant Win Games can have different prize structures and economics.

Last checked: 15 August 2026. My Lottery Life uses official regulator, government and operator sources and separates actual historical distributions from illustrative or current operator percentages.