Set For Life · Odds

Set For Life Odds

One Set For Life line has a 1 in 15,339,390 chance of winning £10,000 a month for 30 years. Winning any prize is much more common at about 1 in 12.4.

Top-prize odds · one line 1 in 15,339,390

Match all five main numbers from 1–47 plus the Life Ball from 1–10.

At a glance

Set For Life odds explained quickly

The top prize requires an exact match of five main numbers and the Life Ball. Lower prize tiers need fewer matches, which is why the overall chance of winning something is much shorter.

Top prize 1 in 15.34m Match 5 + Life Ball.
Any prize About 1 in 12.4 Across all eight tiers.
Line price £1.50 Per line, per draw.
Draws Mon + Thu Two scheduled draws a week.
Odds calculator

What do more Set For Life lines actually change?

Choose the number of different lines you play and how many draws you enter. The calculator shows your entries, spend and cumulative chance of at least one top-prize win.

1. Lines per draw Different lines cover different combinations
2. Number of draws Set For Life normally draws twice a week
Your top-prize chance

1 line · one draw

1 in 15,339,390 0.00000652% chance of at least one top-prize win
Total line entries 1
Total spend £1.50
No top-prize win 99.99999348%
Approx. one or more prizes 8.06%

One line has the same probability however its numbers were chosen. The “any prize” figure includes all eight tiers, including the £5 Match 2 prize.

All eight prize tiers

Set For Life odds for every prize

These are the standard odds for one line in one draw. The Life Ball affects every matched-main-number level.

5 + Life Ball
£10,000/month for 30 years
Odds1 in 15,339,390
Chance0.00000652%
5
£10,000/month for 1 year
Odds1 in 1,704,377
Chance0.00005867%
4 + Life Ball
£250
Odds1 in 73,045
Chance0.001369%
4
£50
Odds1 in 8,116
Chance0.01232%
3 + Life Ball
£30
Odds1 in 1,782
Chance0.05613%
3
£20
Odds1 in 198
Chance0.50517%
2 + Life Ball
£10
Odds1 in 134
Chance0.74840%
2
£5
Odds1 in 15
Chance6.73560%

Prize amounts remain subject to the official Set For Life rules, including exceptional top- and second-tier prize capping.

See the full Set For Life prize guide →

How the odds work

Why is the top-prize chance 1 in 15,339,390?

Possible complete lines 15,339,390 Only one complete line matches all five main numbers and the Life Ball in a particular draw.

A Set For Life line contains five main numbers from 47 and one Life Ball from 10. There are 1,533,939 different ways to choose five main numbers from 47.

Each five-number combination can be paired with any of the ten possible Life Balls. That creates 15,339,390 complete valid lines.

The top prize requires the one complete line containing the five drawn main numbers and the drawn Life Ball.

C(47,5) = 1,533,939 × 10 Life Balls = 15,339,390
Any prize

Winning something is very different from winning the top prize

The overall chance of a Set For Life prize is about 1 in 12.4 per line. Most prize-winning combinations sit in the lower prize tiers.

Chance of any prize ≈ 1 in 12.4 About 8.06% per line, including the £5 Match 2 prize.

There are 1,236,210 complete ticket combinations that win one of the eight prize tiers against a particular draw. Most are Match 2 or Match 2 + Life Ball outcomes.

So “what are my chances of winning Set For Life?” has two very different answers depending on whether you mean any prize or the £10,000-a-month top prize.

A higher chance of collecting a small prize across repeated entries is not the same as a high chance of making a profit. Every extra entry also increases the amount spent.

Compare UK games

How do Set For Life odds compare?

Set For Life has shorter top-prize odds than UK Lotto and EuroMillions, but longer odds than Thunderball. Shorter odds still do not make a top-prize win likely.

Thunderball
Top-prize odds1 in 8,060,598
Vs Set For LifeAbout 1.9× shorter
Top prizeFixed £500,000
Set For Life
Top-prize odds1 in 15,339,390
Vs Set For LifeBaseline
Top prize£10,000/month for 30 years
UK Lotto
Top-prize odds1 in 45,057,474
Vs Set For LifeAbout 2.9× longer
Top prizeRolling jackpot
EuroMillions
Top-prize odds1 in 139,838,160
Vs Set For LifeAbout 9.1× longer
Top prizeLarge rolling jackpot

Compare major lottery odds side by side →

Choosing numbers

Can any Set For Life numbers improve your odds?

No. Every valid complete line has the same chance of being drawn. Previous results can describe history, but they do not make one valid line more likely than another in the next draw.

Lucky Dip vs your own numbers

The mathematical chance is the same. Lucky Dip changes how the line is selected, not its probability.

Hot numbers

Numbers that appeared frequently in previous draws are not given a higher chance in the next draw.

Cold or overdue numbers

A number does not become due because it has been absent for several draws.

More different lines

Different lines cover more combinations, so your overall chance rises. Your total ticket cost rises too.

The same line twice

Repeating the identical line in one draw does not cover a second combination or make those numbers more likely to be drawn.

Generate a Set For Life line →

FAQ

Set For Life odds questions

What are the odds of winning Set For Life?

The top-prize odds are 1 in 15,339,390 for one line in one draw. You must match all five main numbers plus the Life Ball.

What are the odds of winning any Set For Life prize?

Across all eight prize tiers, the overall chance is about 1 in 12.4 per line. Most prize-winning combinations are in the lower tiers.

What are the odds of winning the second Set For Life prize?

Matching all five main numbers without the Life Ball has odds of about 1 in 1,704,377. The standard prize is £10,000 a month for one year.

Do more Set For Life tickets improve your odds?

Different lines cover more combinations, so they increase your overall chance. They also increase your spend. No individual line becomes more likely to be drawn.

Does playing every week make the top prize likely?

No. Repeated play gives you more separate draw entries, but the top-prize probability starts extremely small and remains a long-shot outcome.

Are Lucky Dip numbers more likely to win?

No. Every valid complete line has the same mathematical probability. Lucky Dip changes the selection method, not the odds.

Do hot or overdue numbers improve Set For Life odds?

No. Historical number frequency does not change the probability of a number appearing in the next fair independent draw.

Is Set For Life easier to win than Lotto?

At top-prize level, Set For Life has shorter odds: 1 in 15,339,390 compared with 1 in 45,057,474 for the Lotto jackpot.

Is Set For Life easier to win than EuroMillions?

At top-prize level, yes mathematically. EuroMillions jackpot odds are 1 in 139,838,160, around nine times longer.

How much does one Set For Life line cost?

A standard Set For Life line costs £1.50 per draw. The calculator above uses that price when estimating spend.

Can an odds calculator predict winning numbers?

No. It measures probability and ticket coverage. It cannot predict future Set For Life results.

Source

How these odds were checked

The calculations use the Set For Life game matrix of five main numbers from 47 plus one Life Ball from 10. Prize and payment rules are cross-checked against The National Lottery's published Set For Life Game Specific Rules.

Probability note: prize-tier odds are calculated from the 5-from-47 plus 1-from-10 matrix and rounded for display. The cumulative top-prize calculator assumes different lines within each draw. Its multi-entry “any prize” result is an approximation across separate entries and is not a return forecast.