Scratchcards · Claims & Expiry

How Long Do You Have to Claim a Scratchcard Prize?

There is no worldwide scratchcard claim deadline. Depending on where the ticket was issued, a physical instant prize might expire in a few months — or remain claimable for several years.

The other surprise is when the clock starts. For many physical games it runs from the official game closure date, not the day you bought, scratched or discovered the ticket.

UK: 180 DAYSIRELAND: 90 DAYSNZ: 12 MONTHSU.S. VARIES BY STATE
Do not confuse these dates
PurchaseYou acquire the ticket
Game closureSales eventually stop
Claim windowOld winners can still be paid
Final deadlinePrize can expire
For many physical scratchcards, the important countdown begins at game closure.
Quick answer

Scratchcard Claim Periods Range From Weeks and Months to Several Years

The UK National Lottery normally gives physical Scratchcard winners 180 days from the official closure date of the game. Ireland currently uses 90 days after its game-end announcement. Lotto NZ uses 12 months after an Instant Kiwi game closes.

There is no single U.S. rule: California and Texas use 180 days after game end, while Florida says Scratch-Off prizes usually have only 60 days after the game has ended.

The safest rule

If You Have an Old Winning Ticket, Check It Now Rather Than Estimating the Date

Do not calculate from when you think you bought the scratchcard. Find the game number or issue on the ticket and check the issuing lottery's official closure, expiry or last-claim information.

Different print runs can reuse similar artwork, and different jurisdictions can apply completely different claim periods to products that are all casually called scratchcards, scratch-offs, Scratchers, scratchies or instant tickets.

Worldwide claim periods

Scratchcard Claim Deadlines Around the World

These are current operator rules as of August 2026. Always recheck the exact ticket because closure dates and local rules can change.

MarketPhysical instant-ticket deadlineDeadline measured fromKey point
UK National LotteryNormally 180 daysOfficial Scratchcard closure dateUse the game-closures page to find the exact closure and last-claim details for the game.
Ireland90 daysGame-end announcementIrish National Lottery explicitly states Scratch Card prizes must be claimed within 90 days after game end.
California, USA180 daysAnnounced end-of-game dateThe ticket must be postmarked or received by Lottery offices within the period.
Texas, USA180 daysOfficial end of gameTexas publishes both end-of-game and last-day-to-redeem dates for closing games.
Florida, USAUsually 60 daysGame endFlorida's official winner guide specifically distinguishes this shorter Scratch-Off window from draw-game deadlines.
Ontario, CanadaTicket-specificExpiry date printed on the ticket, unless OLG says otherwiseCheck the back of the individual INSTANT ticket rather than assuming a generic province-wide period.
New Zealand12 monthsInstant Kiwi game closing dateLotto NZ says in-store Instant Kiwi prizes can be claimed for up to 12 months after closure.
Queensland, Australia7 yearsInstant Scratch-Its game closureAfter seven years, The Lott says the prize cannot be paid.
NSW / ACT, Australia6 yearsInstant Scratch-Its game closureCurrent state/territory claim period published by The Lott.
Victoria, Australia12 months with the lotteryGame closureAfter 12 months, older claims move to the Victorian State Revenue Office process.
Tasmania, Australia12 months at outlets; later process availableGame closureThe Lott describes a later Golden Casket claim process for eligible Instant Scratch-Its within seven years.
Northern Territory3 years initially; later process may applyGame closureCurrent rules provide additional handling for some Instant Scratch-Its claims up to seven years.
South Australia12 months initiallyGame closureLater claims use the SA Lotteries process and can involve an administration fee.
Why the clock often starts at closure

Why Don't Physical Scratchcards Simply Expire a Fixed Number of Days After Purchase?

Because a physical scratchcard does not usually record your personal purchase date on the card in the way an online account records a digital transaction.

Game Closure Creates One Clear Deadline for the Whole Printed Game

Millions of ticketsThe same physical game can be manufactured and distributed over a long retail period.
Different purchase daysOne ticket might sell near launch while another identical game ticket sells much later.
One closure eventThe lottery can close sales and then give all holders a defined final period to present old winners.
This is why finding the game number matters. The relevant date can be tied to the game's official lifecycle rather than your memory of when the ticket entered your wallet or drawer.

What happens when a scratchcard game closes? →

United Kingdom

How Long Do You Have to Claim a UK National Lottery Scratchcard?

The normal UK National Lottery Scratchcard claim period is 180 days from the official closure date of that specific Scratchcard game.

It Is Not 180 Days From the Day You Bought It

Physical Scratchcards can remain on sale for extended periods, so the National Lottery uses the formal game closure as the point from which the final claim period is measured.

Check the Official Game-Closures Page

The National Lottery maintains a dedicated Scratchcard game-closures page showing closure and last-claim information for games reaching the end of their lifecycle.

If you have an old UK card, use its game number. Artwork and names are less reliable than identifying the exact issue and checking its official last date to claim.
Ireland

How Long Do You Have to Claim an Irish National Lottery Scratch Card?

Ireland's rule is considerably shorter than the UK rule.

90 daysafter game endThe Irish National Lottery says Scratch Card prizes must be claimed within 90 days after the game-end announcement.
Game-specificlast claim dateEnded-game notices identify the final date for individual games.
Original ticketstill mattersThe operator says the ticket is a bearer instrument and warns players not to lose it.
Do not waitfor day 90A high-value or disputed ticket can require additional validation, so prompt contact is safer.
United States

How Long Do You Have to Claim a U.S. Scratch-Off Prize?

There is no federal scratch-off claim deadline. State lotteries set their own game-end and prize-expiry rules.

California — 180 Days

California says Scratchers tickets must be postmarked or received by Lottery offices within 180 days of the announced end-of-game date.

Texas — 180 Days

Texas says scratch-ticket prizes must be claimed no later than 180 days after the official end of game. Its closing-game table publishes the Call Date, End of Game Date and Last Day to Redeem.

Florida — Usually 60 Days

Florida's official Winner's Guide says players usually have 60 days after a Scratch-Off game has ended. That alone shows why assuming “180 days everywhere in America” is unsafe.

The state printed on the ticket controls. A California Scratchers rule does not tell you when a Florida, Texas, New York or other state ticket expires.
Canada

Why Can't You Give One Canadian Scratch-Ticket Deadline?

Canada's provincial lottery structure means the rules have to be tied to the issuing organisation and ticket.

Ontario Tells Players to Check the Ticket Itself

OLG's current Rules Respecting Lottery Games say INSTANT prizes must be claimed by the date specified on the back of the ticket unless otherwise specified by OLG.

The Expiry Is Part of Prize Validity

OLG says that after the applicable deadline, an unclaimed prize is forfeited and will not be awarded. Current INSTANT game pages repeat the instruction to check the back of the ticket for the prize-claim expiry date.

This is an important global exception. Do not assume every physical instant game starts a standard countdown only when the public game closes; some operators put the controlling expiry directly on the ticket.
New Zealand

How Long Do You Have to Claim an Instant Kiwi Scratchie?

Lotto NZ currently gives physical Instant Kiwi winners a much longer window than Ireland or Florida.

Instant Kiwi In-Store: Up to 12 Months After the Game Closes

Lotto NZ's current FAQs say prizes on Instant Kiwi scratch tickets can be claimed for up to 12 months after the closing date of the game. Its Winning Experience page gives the same rule for Instant Kiwi in-store tickets.

Game closesThe physical game is withdrawn from the active retail range.
12-month claim windowAlready-sold winning scratchies remain potentially payable during this period.
After 12 monthsLotto NZ warns that once the claim period expires the prize can no longer be claimed.
Australia

Why Can Two Australian Scratchies Have Different Claim Deadlines?

Because the claim period depends on the state or territory in which the ticket was purchased.

Queensland

Seven Years

The Lott currently states that Instant Scratch-Its prizes must be claimed within seven years after the game's closure date.

NSW / ACT

Six Years

The current published period is six years after the relevant Instant Scratch-Its game closure.

Victoria / Tasmania / SA

12-Month Initial Windows

These jurisdictions use 12-month initial claim periods, with different later statutory or administration routes depending on location.

Northern Territory

Three-Year Initial Period

The Lott describes a three-year period for Instant Scratch-Its and a later Golden Casket process for some claims up to seven years.

Keep the purchase jurisdiction with the ticket. “Australian scratchie” is not enough information to determine the final deadline.
Game closed but ticket still alive

Can You Claim a Scratchcard After It Has Disappeared From Shops?

Yes, and that is exactly what the post-closure claim period is for.

Sale Status

This answers whether a retailer may still sell another ticket from that game.

Claim Status

This answers whether an already-sold ticket can still be presented for validation and payment.

Expired Status

This is the point at which the claim window has ended and the lottery can refuse the prize under its rules.

How does scratchcard validation work? →

What if the ticket is very old?

What Should You Do If You Find an Old Scratchcard That Looks Like a Winner?

Do not throw it away merely because you cannot remember when it was bought.

1

Keep the Original

Do not cut, laminate, heavily clean or further damage the ticket while investigating it.

2

Find the Game Number

Use the ticket's actual game or issue identifier rather than relying on a familiar title or design.

3

Find the Issuing Lottery

For U.S., Canadian and Australian tickets especially, the exact state, province or territory can change the answer.

4

Check the Official Deadline

Look for the operator's closure date, expiry date or last day to redeem — not a generic blog estimate.

5

Act Promptly

If the window remains open, follow the current official claim route immediately rather than waiting until the final day.

What if the deadline has passed?

Can a Lottery Pay an Expired Scratchcard Anyway?

Do not count on it. The published deadline is normally part of the conditions for receiving the prize.

Some Rules Explicitly Say the Prize Is Forfeited

Ontario's current rules say unclaimed prizes after the applicable deadline are forfeited and are not awarded. Texas says the holder forfeits a scratch-ticket claim after the 180th day following the official end of game.

Some Jurisdictions Have a Later Statutory Route

Australia shows why the details matter. In Victoria and South Australia, for example, the normal lottery window can end while a different government or administrative claim process remains available under local law.

“Too late for the retailer” and “legally impossible to claim” are not always identical. Use the official rules for that jurisdiction before deciding an old ticket is worthless.
Does checking preserve the prize?

If You Scan a Winning Scratchcard Before It Expires, Does That Stop the Clock?

Do not assume that simply checking a ticket extends or preserves the formal claim period.

Checking Tells You the Apparent Status

A retailer terminal, app or self-check scanner can help identify whether the lottery's system recognises the ticket as a prize.

Claiming Is a Separate Step

High-value prizes in particular can require a claim form, postal submission, prize-centre visit, identification or investigation. The claim must still satisfy the operator's deadline requirements.

A scan is not a safe substitute for filing the claim. If a valuable ticket is close to expiry, follow the lottery's formal claim instructions immediately.
Physical vs online deadlines

Do Online Instant Games Use the Same Claim Deadline as Physical Scratchcards?

Not necessarily. The underlying transaction is different, so the timing rules can be different too.

Physical Ticket

The operator may not know the day on which an individual bearer ticket changed hands, so game closure or a printed expiry date is often the clean reference point.

Online Instant Play

The operator has an electronic purchase record tied to a specific date and account. Ireland, for example, says high-tier Interactive Instant Win Game prizes must be claimed within 90 days from the date the play was purchased.

Physical vs online scratchcards →

What happens to expired prizes?

Where Does the Money Go If Nobody Claims in Time?

Again, there is no worldwide destination.

Ontario

OLG says unclaimed prizes from Ontario-only Lotto, Sports and INSTANT games are directed to the profits paid to the provincial government for the benefit of Ontarians.

Ireland

The Irish regulator says prizes not claimed on time are ringfenced for spending on promoting the National Lottery, which is intended to increase future returns to Good Causes.

Other Jurisdictions

State statutes, lottery regulations and accounting rules can direct expired prize liabilities differently. Do not assume every unclaimed scratchcard prize automatically rolls into the next game or goes to the same beneficiary.

Common mistakes

Six Scratchcard Claim-Deadline Mistakes

Mistake

Counting From the Purchase Date

Many physical games use closure or ticket-specific expiry instead.

Mistake

Assuming 180 Days Everywhere

Florida's usual 60-day Scratch-Off window and Australia's multi-year periods prove otherwise.

Mistake

Thinking “Game Closed” Means “Prize Expired”

Those are normally separate stages of the lifecycle.

Mistake

Using a Country Instead of the Issuing Lottery

U.S., Canadian and Australian rules can vary within the same country.

Mistake

Waiting Because the Ticket Has Already Been Scanned

Validation or checking does not necessarily complete the formal claim.

Best practice

Use the Game Number and Official Source

Those two pieces of information are much safer than guessing from artwork, purchase memory or a generic deadline found online.

Frequently asked questions

Scratchcard Claim Deadlines: 12 Common Questions

Claim periods can change and are highly jurisdiction-specific. Always check the issuing lottery's current rules and the exact game or ticket before relying on a deadline.

How long do you have to claim a scratchcard prize?

There is no worldwide claim period. UK National Lottery Scratchcard claims normally run for 180 days from the game's closure date; Ireland uses 90 days after game end; California and Texas use 180 days after game end; Florida usually allows 60 days; Lotto NZ allows 12 months; and Australian deadlines vary by state or territory.

When does the scratchcard claim clock start?

For many physical scratchcards the relevant clock starts from the official game closure or end-of-game date, not the day you bought or scratched the ticket. Ontario is different: its INSTANT tickets use the expiry date printed on the ticket unless OLG specifies otherwise.

How long do UK National Lottery Scratchcard winners have to claim?

The UK National Lottery normally gives Scratchcard prizes 180 days from the official closure date of that specific game. The operator maintains a Scratchcard game-closures page showing closure and last-claim information.

How long do Irish Scratch Card winners have to claim?

The Irish National Lottery currently says Scratch Card prizes must be claimed within 90 days after the game-end announcement.

How long do U.S. scratch-off winners have to claim?

It depends on the state lottery. California and Texas currently use 180 days after the announced or official end of game, while Florida says Scratch-Off prizes usually have 60 days after the game ends. Never assume one U.S. deadline applies nationwide.

How long do Canadian scratch ticket winners have to claim?

Rules vary by province and game. Ontario's OLG says INSTANT prizes must be claimed by the expiry date shown on the back of the ticket unless the Corporation specifies otherwise.

How long do New Zealand Instant Kiwi winners have to claim?

Lotto NZ currently says prizes on Instant Kiwi scratch tickets can be claimed for up to 12 months after the closing date of the game.

How long do Australian Instant Scratch-Its winners have to claim?

It varies by jurisdiction. The Lott currently states seven years after game closure in Queensland, six years in NSW and ACT, and different initial or statutory processes in Victoria, Tasmania, Northern Territory and South Australia.

Can I claim a scratchcard after the game has stopped being sold?

Usually yes during the post-closure claim period. Ending retail sales and expiring prizes are normally separate events. Check the exact game's final claim date.

What happens if I miss the scratchcard claim deadline?

The prize can be forfeited and the operator can refuse payment even if the ticket appears to be a winner. What happens to expired prize money then depends on the local lottery's laws and accounting rules.

Does scanning a scratchcard before the deadline extend the time to claim?

Do not assume so. A ticket check can confirm an apparent winner, but the official claim still has to comply with the lottery's deadline and claim procedure. Submit valuable claims promptly rather than relying on a scan to preserve them.

What should I do if I find an old scratchcard?

Keep the original ticket, identify the game number or issue, check the issuing lottery's official closure and claim information, and validate or submit it promptly if the deadline is still open. Do not rely on the artwork or the date you remember buying it.

Official sources

Where These Scratchcard Claim Deadlines Come From

The comparison above uses current official operator and regulator information rather than applying one country's deadline worldwide.

UK National Lottery — Scratchcard Game ClosuresOfficial page for current closure dates and last-claim information for physical National Lottery Scratchcard games.Open source →
UK National Lottery — How to ClaimOfficial National Lottery prize-claim guidance covering retail games including Scratchcards.Open source →
Irish National Lottery — How to ClaimStates that Scratch Card prizes have a 90-day claim deadline after the game-end announcement.Open source →
California Lottery — Claim a PrizeCurrent rule requiring Scratchers to be postmarked or received within 180 days of the announced end-of-game date.Open source →
Texas Lottery — Games Ending SoonPublishes current Call Dates, End of Game Dates and Last Days to Redeem and confirms the 180-day post-close Scratch Ticket rule.Open source →
Florida Lottery — Winner's GuideCurrent guidance stating that players usually have 60 days to claim a Scratch-Off prize after the game has ended.Open source →
OLG — Rules Respecting Lottery GamesOntario's current 2026 rules say INSTANT prizes must be claimed by the date specified on the back of the ticket unless otherwise specified; after that unclaimed prizes are forfeited.Open source →
Lotto NZ — FAQsCurrent rule that prizes on Instant Kiwi scratch tickets can be claimed for up to 12 months after the game closes.Open source →
The Lott — How Long Do I Have to Claim?Current Australian state-by-state rules for Instant Scratch-Its, including Queensland, NSW, ACT, Victoria, Tasmania, Northern Territory and South Australia.Open source →
Regulator of the National Lottery — IrelandExplains the treatment of prizes that are not claimed within the allowed period.Open source →
Important: this is a worldwide explainer, not a substitute for the rules printed on or governing your exact ticket. If you believe you hold a significant winning scratchcard, preserve the original and check the official operator immediately rather than waiting until the published deadline.