Set for Life Australia Prizes and Odds
See the new Set for Life prize structure from 14 September 2026, including the $200,000 upfront Division 1 payment, every prize division, official odds and how the probability changes across the seven consecutive draws in a standard entry.
Match all 7 winning numbers
$200,000 upfrontThen $20,000 a month for 20 years. The 240 monthly payments total $4.8 million, giving a $5 million standard Division 1 prize including the upfront payment. The first instalment is $220,000.
Chance for one standard game
1 in 38,320,568That published probability applies to one seven-number game in one draw. Overall odds of winning any prize are approximately 1 in 51.
Division 1 now pays $200,000 upfront plus $20,000 a month for 20 years. Division 2 now pays $20,000 upfront plus $5,000 a month for 12 months. The 7-from-44 number matrix and published winning odds are unchanged.
Set for Life prize divisions and odds
The first two divisions now combine an upfront payment with monthly payments. Divisions 3–8 remain draw dividends rather than fixed advertised amounts.
| Division | Match required | Prize structure | Official odds |
|---|---|---|---|
| 1 | 7 winning numbers | $200,000 upfront + $20,000 a month for 20 years* | 1 in 38,320,568 |
| 2 | 6 winning + 1 supplementary | $20,000 upfront + $5,000 a month for 12 months* | 1 in 2,737,184 |
| 3 | 6 winning numbers | Draw dividend | 1 in 156,411 |
| 4 | 5 winning + 1 supplementary | Draw dividend | 1 in 25,702 |
| 5 | 5 winning numbers | Draw dividend | 1 in 3,067 |
| 6 | 4 winning + 1 supplementary | Draw dividend | 1 in 894 |
| 7 | 4 winning numbers | Draw dividend | 1 in 168 |
| 8 | 3 winning + 1 supplementary | Draw dividend | 1 in 81 |
Compare one draw with a seven-draw Set for Life entry
Enter how many different standard games you have. The calculator shows the probability of at least one Division 1 win across either one draw or seven independent daily draws.
This is the probability of at least one Division 1 match across the selected number of independent game-draw opportunities. Repeating the same line within the same draw does not cover an additional winning combination.
Why the seven-draw ticket needs a little care
A standard Set for Life entry covers seven consecutive daily draws. The published Division 1 odds of 1 in 38,320,568 are for one standard game in one draw, not the whole seven-draw run.
Playing the same valid line across seven independent draws gives seven separate opportunities for that line to match all seven winning numbers. The probability across the full run is therefore higher than for one draw, although it remains extremely small.
If you enter several different games in the same draw, you cover more possible seven-number combinations. Buying an identical line twice does not cover a second combination; it simply duplicates the stake and any prize attached to that line if it wins.
How the first two prize divisions differ
$200,000 upfront + $20,000 a month
Match all seven winning numbers. The upfront payment is $200,000, followed by $20,000 a month for 20 years. The monthly stream totals $4.8 million, making the standard Division 1 prize $5 million overall.
$20,000 upfront + $5,000 a month
Match six winning numbers plus one supplementary. The upfront payment is $20,000, followed by $5,000 a month for 12 months. The monthly stream totals $60,000, making the standard Division 2 prize $80,000 overall.
Odds describe probability — they do not predict the next draw
Every valid seven-number combination has the same Division 1 probability before an independent draw. Hot numbers, cold numbers, overdue numbers, birthdays and visually balanced patterns do not make one valid line mathematically more likely than another.
A random-number generator can make choosing easier and can help avoid accidentally repeating a line when you want different combinations, but it cannot forecast the seven winning numbers.
Results, draw times, numbers and history
Use the other Set for Life pages for the latest draw and the parts of the game that do not belong on an odds page.
Set for Life Australia
Main game guide, live snapshot and the new upfront + monthly prize structure.
Overview → ResultsLatest Set for Life results
Seven winning numbers, two supplementaries and draw details.
Check results → Draw timeWhen is the next draw?
Daily regional clocks, cut-offs and local time conversions.
See draw time → GeneratorGenerate seven random numbers
Create correctly formatted 7-from-44 lines.
Generate → HistorySet for Life history & statistics
Explore the 2026 prize change, earlier game changes, old draws and number-frequency data.
Explore history →